At CybiWealth we value transparency. Below are a summary of our policies as well as links to the policy specifics. Should you have any questions please feel free to contact us at firstname.lastname@example.org
This policy sets out how FIM Capital, as a data controller, treats any data it holds in relation to you either as an applicant for business or an existing client.
We recommend you read this notice to ensure you are fully aware of who holds your data and your rights under the EU General Data Protection Regulation.
FIM has an obligation to only hold information that is:
In entering into a contract for services with FIM Capital Limited you are agreeing to the legitimate use of your personal data by us. If you do not consent you must inform us immediately.
The policy will cover:
If you have any questions in relation to this notice, please contact our Data Protection Officer.
Mrs Julie Haslett
FIM Capital Limited, IOMA House, Hope Street, Douglas, Isle of Man, IM1 1AP
In order to establish a client relationship with you we are obliged under various Isle of Man Legislation and guidance to verify your identity. We will do this by asking you to provide documents such as an application form (for investment management services) a copy of your passport or identity card, proof of your address and tax status and the source of your investment funds and general wealth. We may also refer to specific online data bases or websites to assist us in verifying the information you have provided. When you telephone FIM please note that your call may be recorded.
The information will be provided by you direct or via an agent acting on your behalf. Normally this will be by post, however, more recently emailed and scanned documents have been deemed acceptable in certain circumstances.
We will use the data to establish an account in your name and to manage that account going forward, including providing updates or information in relation to your account, our services, the investment markets or changes to our terms and conditions. You have the option on your application form to confirm how you wish us to contact you and can update these preferences at any time by contacting us.
Isle of Man Regulations state that information must be retained for at least 6 years from the end of your relationship with FIM. If appropriate after that time, it will be destroyed so that it is not retained for longer than necessary.
We may disclose your personal information to our agents, nominees, custodians and our associates for the purposes of effectively managing your account with us. We will not share your information with any other third party unless obliged to do so by law.
FIM has safeguards in place to ensure all personal information held electronically is retained securely and tests that these safeguards are sufficiently robust on a regular basis. All paper based personal information is held in locked cabinets. Only authorised staff, our auditors and / or our regulators are able to view your information.
You have the following rights in relation to the personal information we hold about you:
Should you wish to exercise any of your rights please contact our Data Protection Officer, ideally in writing (including electronic formats) with details. Equally FIM has the right under the Regulations to refuse a request from you where it is deemed excessive or unmerited; if this is the case we will respond to you in writing justifying our decision.
Please note that the CybiWealth product is currently only being directly marketed to residents of South Africa and the United Kingdom. Electronic identity verification is not currently available for residents outside of these areas. Should you wish to invest you will be required to provide paper based certified identification documentation to help us establish your identity and the source of the funds you wish to invest. For further information in relation to our requirements please contact email@example.com. You will also be required to confirm that an investment in CybiWealth is suitable for you having taken independent financial and tax advice and is legally permissible in line with applicable investment regulations in your home jurisdiction.
When you visit this site we collect standard internet log information and details of visitor behaviour patterns. We do this to find out things such as the number of visitors to the various parts of the site. We collect this information in a way which does not identify anyone and we do not make any attempt to find out the identities of those visiting our site. We will not associate any data gathered from this site with any personally identifying information from any source.
Cookies are small text files that are placed on your computer or mobile phone by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site and these pieces of information are used to improve services for you through:
The table below explains the cookies we use and why. None of these cookies collect any personally identifiable information.
|PHPSESSID||To store a simple message when a form is submitted that can be displayed on a different page. For example, if an enquiry form is completed incorrectly, a message will be stored and presented to the user to indicate the errors in the submission.|
|_ga||Used to distinguishes unique users by assigning a randomly generated number as a client identifier that is used to generate statistical data on how the visitor uses the website.|
|_gat||Used by Google Analytics to throttle request rate|
|_gid||Used to distinguishes unique users by assigning a randomly generated number as a client identifier that is used to generate statistical data on how the visitor uses the website.|
Most web browsers allow some control of most cookies through the browser settings. To find out more, including how to see what cookies have been set and how to manage and delete them, visit www.aboutcookies.org or www.allaboutcookies.org. Please be aware, however, that without cookies you may not be able to use the full functionality of this Site.